Medior Commercial Credit Analyst - Construction and Real Estate (C&RE)
At Corporate Lending C&RE we focus on the affordable housing, energy transition and construction sector and help our (Dutch speaking) clients in the Netherlands, to transform, grow, invest and innovate to reach their goals in fast changing markets.
You and your job
As Medior Commercial Credit Analyst you are responsible for a portfolio of clients and actively involved in analysing and structuring financing transactions for our own clients through a balanced risk/return approach. You can make a difference by identifying the key risk factors in a transaction, managing the credit risk approval process and acting as sparring partner for both relationship managers, clients and other product groups. As Commercial Credit Analyst you will be client facing and have your own client portfolio together with the Corporate Lending Relationship Manager. In addition, a medior Commercial Credit Analyst will also be responsible for coaching and developing more junior Commercial Credits Analysts. Our working environment is dynamic, interesting, international, demanding and flexible. It is a job that will accelerate your personal and professional development.
Get results
Developing and maintaining a portfolio of clients in the C&RE sector and being first point of contact for these clients in relation to their (credit) risk assessment and corporate lending solutions
Preparing high quality credit reports and pro-actively monitoring and reporting on the clients in your own portfolio
Make yourself and the others better by enjoying a steep learning curve, working in a stimulating environment, together with talented, fun and ambitious colleagues. Besides making a real impact on society and helping our clients reach their ambitions
Facts & Figures
40 hours per week within a hybrid way of working environment (office/home)
Client segment: Wholesale real estate clients with corporate loans > EUR 50 mln. With, complex and professional real estate portfolio and for construction companies with a turnover > EUR 250 mln., with complexity and international focus.
Rabobank group: 9.5 million customers around the world
Top 3 responsibilities
Perform a leading role in (re)structuring (green) loan facilities & deal management processes, a steering role for credit analysis, modelling, monitoring & reporting and having a final responsibility together with the relationship manager corporate lending for credit reports
Support and actively seek opportunities in relation to the ambition of Wholesale Europe & Africa strategy of leadership in sustainable transitions and more specifically around the affordable housing and energy transition
Act as a sparring partner for relationship managers and commercial credit analysts to deliver the best possible service to our clients and to Grow A Better World Together.
Together we achieve more than alone
We believe in the power of difference. Bringing together people's differences is what makes us an even better bank. So, we are very curious about what you can bring to our team at Corporate Lending.
"Providing corporate lending facilities is one of the key expectations of our client base. To be able to subsequently leverage this relationship into a successful multi-product cross sell relationship requires us to have the best proposition against the most favourable terms, competing against other banks and debt providers. In this field, we need highly motivated wholesale banking professionals that truly enjoy converting client demands into tangible proposals & execute these!"
Willem Frederik Zetteler / Head Core Lending EU&A
The 19 people in Corporate Lending C&RE structure, execute and manage wholesale clients in an (inter)national environment.
"Together with your deal team, you manage an active relationship with our clients and help them achieve their goals by providing the right solution for their real estate challenges. In other words: you add value for our clients and their portfolio."
Arjan Kamphorst / Director Corporate Lending C&RE
You and your talent
Relevant master's degree
Proficient in English and in Dutch is a must
3+ years of experience with Commercial Credit Analysis in corporate banking, for example within corporate lending, project and structured finance, acquisition finance, trade & commodity finance or financial advisory & solutions.
Experience in the areas of lending, structuring complex financings, credit risk management (analysis and writing), modelling and preferably knowledgeable in the C&RE sector.
You want to get results, and have a strong commercial drive
You encourage collaboration and have a can-do mentality
You have a positive mind-set aimed at continuously improving the business and the people you work with
This is what we offer you
Next to salary scale 9, you will receive a 13th month and holiday pay
An additional Employee Benefit Budget (11% of your monthly salary). You decide how to spend this budget. This may include purchasing extra leave days, making extra pension contributions, or even receiving a monthly cash pay-out.
A pension scheme, to which you can decide to contribute either 3,5% or 5,5%
This is a selection of the terms of employment for a Medior Commercial Credit Analyst based on a 40-hour working week. You can find all our terms of employment on https://rabobank.jobs/en/conditions-of-employment.
You and the job application process
Reply to the vacancy for Commercial Credit Analyst at Rabobank with a motivational letter and resume.
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