Kind Wealth exists to deliver advice that is thoughtful, transparent, and built around long-term relationships.
We are growing with intent - not simply adding advisers but building a community of professionals who care about outcomes, ethics, and doing the right thing for clients.
This is advice done properly!
The Role
As a Mortgage Advisor at Kind Wealth, you will provide regulated mortgage and protection advice that is compliant, client-centred, and commercially disciplined. The role requires a strong understanding of the mortgage and protection markets, regulatory requirements, and the ability to deliver tailored advice that helps clients achieve their property goals.
You will manage clients end-to-end - from initial discovery through recommendation, submission, and completion - building trusted relationships and delivering outcomes that stand the test of time.
Whilst self-generation of leads is encouraged, you will also be responsible for effectively converting opportunities generated through Kind Wealth’s partnerships with affinity introducers.
We are looking for advisers who value professionalism over pressure, alignment over shortcuts, and long-term client relationships over short-term transactions.
Key Responsibilities
Client Advisory:
Assess clients’ financial situations, objectives, risk tolerance, and long-term goals.
Develop bespoke recommendations tailored to individual client needs.
Provide recommendation on mortgages relating to first-time buyers, home movers and those looking to remortgage (including product transfers)
Provide recommendations on suitable protection policies to protect our clients against the unexpected, to assist them in being able to remain in their home and continue with their lifestyle.
Regulatory Compliance & Ethics
Adhere to UK financial regulations, including FCA (Financial Conduct Authority) guidelines.
Conduct suitability assessments to ensure financial recommendations align with client needs and risk profiles.
Maintain accurate records of client interactions, advice provided, and compliance documentation.
Stay updated with financial regulations and ensure compliance with industry standards and best practices.
Ensure that our CRM system is always kept up to date and accurate so that the company can comply with our legal requirements to our introducers on reporting requirements and comply with our regulatory requirements.
Relationship Management & Client Servicing
Build and maintain strong client relationships through proactive communication.
Monitor and adjust recommendations to reflect changes in clients’ circumstances, market conditions, and regulatory updates.
Educate clients on financial matters and the journey that they will go through when it comes to buying a home / moving home / remortgaging.
Provide ongoing support and advisory services to ensure client satisfaction and long-term financial success.
Business Development & Networking
Assist in the execution of the company’s business development plan
Identify and engage with potential clients through networking, referrals, and strategic partnerships.
Develop marketing and outreach strategies to attract high-net-worth individuals and business owners.
Maintain a strong professional presence within the financial industry and attend relevant events, conferences, and networking opportunities.
Collaborate with accountants, solicitors, and other professionals to provide comprehensive financial solutions for clients.
Continuous Professional Development
Stay informed about market trends, mortgage & protection products, and mortgage market innovations.
Maintain qualifications through regular CPD (Continuous Professional Development) in line with FCA requirements.
Undertake additional training and qualifications to enhance expertise in specialist areas
Requirements
The skills required to be successful in this role are:
Knowledge: Strong knowledge of mortgage and protection products.
Communication: Excellent communication and interpersonal skills to build trusted client relationships, as well as collaborative relationships with colleagues.
Compliance: Strong ethical and regulatory awareness, ensuring compliance with FCA guidelines.
Analytical: Analytical and problem-solving skills to develop effective financial solutions.
Business Development: Business development and sales skills to grow a client base and expand services.
Attention to detail: Attention to detail and ability to manage complex property portfolios.
Organisational skills: As the mortgage adviser will have many clients to service, they need to be able to organise themselves well. They may also be responsible for assisting colleagues organising their workload to ensure that everything gets done.
Training: The mortgage adviser may assist with training new advisers who join the business to help get them up to speed as quickly as possible.
Collaboration: The mortgage adviser will be a team player and will be part of a team who provide cover for each other for annual leave, and well as to bounce ideas off each other.
Qualifications & Experience
The qualifications and experience required to be successful in this role are:
CeMAP (or equivalent) – required
FCA-authorised and regulated – required
At least 2 years of proven experience in providing mortgage & protection advice – required
Experience of advising on and processing protection – desirable
Experience working with CRM systems - desirable
Experience working within the Quilter Financial Planning network is advantageous
Experience working with high-net-worth individuals and business owners is advantageous
This role will suit you if:
* You want professional freedom within a strong governance framework.
* You are looking for a professional home rather than a transactional environment.
* You value alignment before advancement
Salary description
£50000.00 - £150000.00 per year