Maybe even a prototype.
But you're stuck on the next steps, or would like to go faster!
How do I validate the problem?
How do I find a co-founder?
How do I land a first customer?
How do I get funding—without giving away half the company?
That’s where we come in.
At our Achmea Impact Ventures, we act as a venture builder and back technical founders who bring strong ideas but need the right structure, support, and team to build a real startup around it.
You bring the product vision.
We’ll help you turn it into a company.
What we doAchmea Impact Ventures is a corporate startup studio—we create startups from scratch.
We become your co-founder.
That means:
You bring a clear product idea that fits within one of our focus areas
We support you with a salary, funding (up to €500K), and a dedicated team
Together, we validate the problem, build the MVP, and take it to market
If successful, we spin out the company with you in the lead, and with significant equity for you.
As the CTO-founder, you’ll:
Validate your idea and user needs with support from our research team
Shape the product roadmap and MVP strategy
Build the MVP—hands-on or together with our in-house developers
Test and iterate with early users
Hire and lead your tech team as the venture grows
Work alongside a commercial co-founder (if matched during the process)
Funding: Up to €500K, provided in stages based on traction
Salary: You’ll be paid from day one to focus full-time on the venture
Dedicated build team: Product designers, data engineers, software engineers, marketers, and researchers
Network access: Achmea can open doors, be your first customer, or connect you with partners
Structured process: Clear milestones, commercial sparring, and founder coaching
Founder equity: up to 70%
FemmeUp: Women’s health platform tackling absenteeism. Used our network to land B2B clients.
alex.ai: Legal AI assistant trained on millions of historical claims.
Stackwise: Fintech platform launched with McDonald’s pilot in 8 weeks.
Lekkerbezig: SaaS product supporting employee development for large employers.
Apply via the form or message our Talent Lead, Iselde van Beurden, directly: +31 6 38276027
Please include:
Problem Card: A short explanation of the problem, your solution, and how your idea fits one of our focus areas
CV or short bio
Optional Pitch Deck: Add extra info if you already have it
Not sure if your idea fits? Reach out — we’re happy to explore it with you.
You have a clear product idea, ideally with early user feedback or a prototype
You’ve built and shipped digital products before
You have a strong technical background and can lead architecture, dev, and iteration
You want to build a company, not just write code
You have a deep understanding of the problem you’re solving — not just the tech
You’re fully committed — this is not a side project
You’re open to sparring on the commercial side and shaping the business with us
Health & Wellbeing
Future of Work
Sustainable Action
Healthy Finances (non-insurance)
Hardware or physical product ventures
Crypto, medtech, or science-based tech
Products reliant on 3rd-party IP
Ideas needing policy change or multi-stakeholder system shifts
Tools just for Achmea
Vague behavioural ideas without a clear business model
One-time-use or prevention-only models