Underwriter

Underwriter – London

Up to £60,000 depending on experience 

Full-Time | Permanent | Hybrid 

Residential Property. Commercial Property. Underwriting. Client Management.

Pearson Whiffin Recruitment are currently recruiting for an experienced Underwriter to join an established underwriting team based in London.

This is an excellent opportunity for someone with strong knowledge of residential and commercial property law who is confident making underwriting decisions, managing client relationships and identifying opportunities to drive profitable growth.

The role will focus on underwriting residential and commercial assumptive-based risks within agreed authority levels, while developing existing and prospective client relationships and supporting the continued growth of the business. First Title - Underwriter

The Role

Working within the underwriting team, you'll be responsible for assessing risk, supporting product development, maintaining strong client relationships and ensuring underwriting activity remains commercially effective and compliant.

Responsibilities will include:

Underwriting residential and commercial risks within agreed authority levels

Making effective underwriting decisions to maximise profitability

Negotiating terms and identifying commercially viable opportunities

Developing relationships with prospective clients

Maintaining long-term, profitable relationships with existing clients and markets

Maximising opportunities with high-value and high-revenue client accounts

Providing confident advice around policy coverage to internal and external stakeholders

Reviewing product lines, schemes and client arrangements to identify opportunities for improved revenue and efficiency

Supporting the ongoing review of residential product offerings

Ensuring documentation, pricing and processing standards remain commercially effective and compliant

Providing technical input into the drafting of new policies

Supporting underwriting activity across lender programmes

Identifying opportunities for new products and bespoke client schemes

Supporting drafting and contract negotiations for new propositions

Reviewing customer feedback and competitor activity to support product and market development

Contributing technical input to marketing materials

Supporting client presentations, meetings and promotional events

Working closely with Sales teams to support existing and prospective clients

Keeping up to date with relevant legal and regulatory developments

Coaching and supporting colleagues on more complex underwriting matters

Supporting commercial underwriting activity when required

Travelling to client premises and other offices where necessary First Title - Underwriter

What We're Looking For

Detailed knowledge of residential and commercial property law

Strong knowledge of residential property products and the wider market

Previous underwriting experience within a property, legal, insurance or related environment

Strong commercial awareness

Confident making commercially focused underwriting decisions

Ability to work towards clear targets and demonstrate strong performance

Strong analytical and problem-solving skills

Excellent negotiation skills

Ability to understand client businesses and take a partnership-led approach

Strong written and verbal communication skills

Confident communicating with stakeholders at all levels

Able to produce high-quality work within a fast-paced environment

Strong attention to detail

Ability to organise and prioritise workload effectively

Comfortable working independently as well as part of a wider team

Proactive approach with the ability to use initiative

Positive and professional approach when working under pressure

Flexible and able to adapt as the role develops First Title - Underwriter

Regulatory & Compliance

You will also be expected to operate in line with relevant regulatory requirements and conduct standards, including:

Acting with integrity

Working with due care, skill and diligence

Maintaining appropriate standards of market conduct

Treating customers fairly and considering their interests

Maintaining an understanding of the regulatory environment and relevant changes in law First Title - Underwriter

What's On Offer

Competitive salary depending on experience

Full-time, permanent opportunity

London-based position

Opportunity to work across both residential and commercial underwriting

Varied role combining technical underwriting, client management and business development

Exposure to product and scheme development

Opportunity to work closely with senior stakeholders and key clients

Career development within an established underwriting environment

If you're an experienced Underwriter with strong residential or commercial property knowledge and a commercially focused approach, apply today!

Please note, due to the expected high volume of applicants, only suitable candidates will be contacted