Homes England | National Housing Bank
£69,831 to £81,443 | Location: Hybrid 50/50
Our office locations for the Head of Portfolio Management - Loans position are London and Leeds.
Homes England launched the National Housing Bank, a new government-backed investment platform to accelerate housing delivery across England.
With £16bn in capital, it will unlock private investment, support regeneration and accelerate housing delivery across the UK. Joining now offers a rare opportunity to shape a major new national investment platform from the ground up.
The role holder manages a team within Structured Real Estate and Infrastructure Finance Portfolio Management, holding accountability for portfolio performance, risk management, governance and delivery across a number of key debt areas including Corporate Balance Sheet Lending, Revolving Credit Facilities and Infrastructure Finance on both a senior and mezzanine basis.
With a strong focus on impactful delivery outcomes, this leadership role will oversee a portfolio of loans, ensuring funding is deployed effectively, risks are managed proactively, and client relationships are maintained to a high standard. The role holder supports and develops the wider team, contributing to a positive, high-performing culture, while also supporting senior leaders with wider strategic workstreams and will be comfortable negotiating, influencing and driving outcomes in a dynamic and evolving environment.
The opportunity
Responsibilities include:
* Lead a regional/national team managing of a portfolio of loans facilitating housing and infrastructure delivery.
* Approve and recommend credit submissions, payments, and legal documentation in line with delegated authority to a high professional standard.
* Manage the risk profile and performance of loan investment transactions, identifying and addressing early signs of deterioration in collaboration with clients and internal teams to ensure alignment with the Bank's risk appetite and recovery objectives.
* Support and coach colleagues, contributing to a positive team environment and sharing expertise across the wider function.
* Contribute to the continuous improvement of policies and procedures related to portfolio performance and recovery, recommending and implementing changes where appropriate.
* Ensure compliance with transaction agreements, including timely operational activities such as drawdowns, payments, and action on emerging risk/default positions.
Candidate profile
* Degree-level qualification or equivalent professional experience (e.g. Banker, Accountant, Surveyor, Lawyer).
* Knowledge of public sector investment principles and stewardship of public funds.
* Strong understanding of risk and client management in real estate investment or loan portfolios
* Strong technical knowledge of LMA debt principles and structured real estate lending or corporate balance sheet lending.
* Demonstrated commercial acumen and ability to drive value for money.
* Experience in influencing and negotiating with internal and external stakeholders.
* Experience working collaboratively across multifunctional teams.
* Familiarity with credit processes, legal documentation, and delegated authority frameworks.
* Line Management experience.
Why join?
* Help build a new national investment institution
* Work on complex and impactful housing and regeneration transactions
* Deploy £16bn of government-backed capital
* Hybrid 50/50 working across multiple national locations
* Defined benefit pension and strong public-sector benefits
Contact point for applicants
Name : Ciara Lynn
Email :
Recruitment team
Email :
Closing date: 10th July, 2026
Right to Work in the UK is required
Salary description
£69831.00 - £81443.00 per year