Deputy MLRO (FCA Regulated FinTech / EMI)
Location: London, UK
We seek a proactive Deputy MLRO with hands on experience, knowledge and exposure within a regulated environment. The ideal candidate will have experience working within the FinTech industry and will play a pivotal role in fighting financial crime for an FCA regulated scale up
.We need a proven team player who can also work well under pressure and to deadlines. To be successful in this role, you will need to have excellent work ethics, be capable of working in a fast paced environment, be collaborative and be able to pivot/adapt to changes
.Your application will be particularly attractive if you possess a relevant Financial Crime related qualification such as the CAMS certification or the ICA Diploma in AML/Financial Crime or are working towards obtaining one
.Reporting to the VP Compliance & Risk/MLRO, the role is London based with potential travel within the UK and occasionally to Europe
.
Responsibilitie
- s:Responsible for the end to end cardholder onboarding workflow including KYC due diligence, risk assessment and risk classification, and investigatio
- nsEnsure Compliance reporting to the FCA is adhered to on time & suspicious activity reports are filed with the N
- CAManage the Sanctions/PEP/Adverse Media screening program & the ongoing monitoring of business relationshi
- psMonitor payments transactions (Card, Bank, etc) for suspicious activity (Fraud, AML, T
- F)Write and maintain all relevant fraud, risk & compliance related polici
- esPrepare reports for regulatory bodies and the Board in the
- UKConduct internal AML training as requir
- edAct as the Deputy MLRO & manage a diverse Fraud, Risk & Compliance Te
- amEstablishing and maintaining relationships with peers and senior stakeholders of the busine
ss
Requiremen
- ts:Minimum of 5 yrs in a FCA compliance role at a Payment Institution or E-Money Institut
- ionKnowledge of payments, risks and UK/EU regulations (4/5MLD, JMLSG, FCA Handbook SY
- SC)Proven experience in the understanding and interpretation of regulation within the payment industry and the implementation of solutions to address regulatory requireme
- ntsIn depth experience of monitoring and the ability to develop compliance monitoring programs and techniq
- uesTechnical and practical expertise in money laundering & terrorist financing regulati
- onsStrong oral and written communication ski
- llsBe a self starter and not shy to get your sleeves rolled
- upWork well under pressure, and manage different tasks at the same time, often meeting tight deadli
- nesPrevious people management experie