Finance & Credit Manager

Finance & Credit Manager
Location: Long Eaton (Hybrid)
Contract: Permanent | Full‑time | £35k to £40k plus Bens incl. study
About Us
My client is part of a large group, is a leading provider of equipment, fleet management, and aftersales solutions. They support customers across the UK and Ireland with a strong depot network, technical expertise, and a focus on long‑term partnerships.
To be highlighted is the unique proposition here for budding accountants who want to be invested in. Invested in you absolutely will be.
As the business continues to grow and evolve, the strategic plan for recruitment and retention is to develop a more “mobile” department where in joining the finance team here, you’ll have a defined career path that will complement your studies. You’ll work in one role for a period of time, then another, then another. All in sync with your managed development plan.
For this role, we are looking for Accounts Receivable and Credit Control bias, but you’re a budding account at heart, able to accommodate broader finance responsibilities than AR only.
The Role
Reporting into senior finance and commercial leadership, the Finance & Credit Manager will lead the credit control function (team of 5) and cash management activity across the business. You will play a critical role in improving cash flow, managing risk, partnering with operational teams, and supporting transformation initiatives including ERP and acquisitions. Including the reporting of key information and balance sheet reconciliation (aged debt, revenue allocation etc)
This is a hands‑on leadership role with significant exposure across Finance, Operations, Sales, and Group stakeholders.
Key Responsibilities
Credit Control & Team Leadership

Lead, coach, and develop the credit control team
Manage aged debt against agreed targets, conducting regular reviews
Act as the escalation point for complex or overdue payment issues
Ensure credit policies and processes are followed consistently
Work closely with depot, sales, and operational teams to resolve payment obstaclesCash & Factoring

Manage the business’s factoring programme, ensuring accurate and timely processing
Assess and monitor customer credit limits to reduce non‑factorable transactions
Liaise with Group and external stakeholders to optimise the facilityMonth‑End & Balance Sheet

Prepare and review balance sheet reconciliations
Investigate and resolve discrepancies and legacy issues
Deliver timely, accurate reporting to support month‑end closeCash Flow & Forecasting

Prepare detailed cash flow forecasts with customer‑level insight
Develop and enhance cash flow models to support forecasting and banking requirements
Ensure banking processes and cash postings are accurate and robustRisk, Governance & Projects

Recommend appropriate bad debt and credit provisions
Strengthen financial controls and governance frameworks
Lead the single‑customer process project
Support ERP implementation, data migration, and acquisition integrationBusiness Partnership

Partner with the Accounting team on month‑end, budgeting, and forecasting
Provide clear analysis of customers, debtors, and collection performanceAbout You
Essential

Proven experience in a credit, finance, or cash management role
Strong people leadership and stakeholder management skills (Supervisory or Secondments)
Excellent analytical capability with a strong attention to detail
Confident communicator able to influence operational and commercial teams
Experience working in a multi‑site, operational business
Driven, actively studying ACCA / CIMA Desirable

Experience with factoring arrangements
ERP implementation or finance transformation experience
Background in engineering, manufacturing, rentals, or asset‑heavy industries

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