Who we are

United by a sense of purpose towards our customers - to be a trusted partner for the long-term - and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.

Role Summary

Is the next step in your career at SMBC Group EMEA?

We're looking for a Junior Relationship Manager (Senior Associate / AVP) for our Corporate Banking Department Europe to join our team in Frankfurt or Düsseldorf.

This role offers the opportunity to develop a career in corporate banking within SMBC's principal coverage team for non-Japanese corporate clients across the DACH region. Working closely with senior Relationship Managers, you will gain broad exposure to client coverage, credit analysis, transaction execution, and cross-product business development while building strong relationships with corporate clients and internal stakeholders across the Bank.

About this role

Corporate Banking Department Europe is responsible for covering non-Japanese corporate clients across Europe, with a particular focus on the DACH region. The team works closely with product specialists across Trade Finance, Structured Finance, Debt Capital Markets, Treasury, and other business areas to deliver tailored banking solutions and support the growth of client relationships.

In this role you will be responsible for:

• Supporting senior Relationship Managers in the development and management of client relationships, including the preparation of client briefings, pitch materials, meeting documentation, and call reports
• Assisting in the identification of business opportunities and promoting relevant SMBC products and services in collaboration with product partners across the Group
• Supporting the preparation of credit applications, business cases, and marketing plans in line with the Bank's credit strategy and client objectives
• Acting as a day-to-day contact for clients and internal stakeholders, helping to ensure the smooth delivery of products and services
• Coordinating KYC, AML, onboarding, loan closing, and other transaction-related processes in partnership with Compliance, Operations, Credit, and product teams
• Maintaining accurate records of client interactions and business activities through relevant CRM and internal systems
• Supporting broader departmental initiatives and ad hoc projects while contributing to the achievement of CBDE2's business objectives

The anticipated salary range for this role is €72,000 - €82,000, with the final offer determined based on the candidate's skills, experience, role scope, location, and relevant market factors. In addition to base salary, the role may be eligible for a discretionary incentive award and a competitive benefits package, including core benefits such as pension provision.

Profile Description

For you to succeed in this role

• Apprenticeship in banking and/or a Bachelor's or Master's degree in Finance, Economics, Business Administration, or a related discipline
• Approximately 2-3 years of relevant experience within corporate banking, commercial banking, financial services, or a related environment
• Understanding of corporate finance principles, lending products, and banking services; knowledge of capital markets would be advantageous
• Native-level German and fluent English, both written and spoken
• Strong proficiency in Microsoft Excel, PowerPoint, and Word

What will you bring to the role?

• Strong analytical and problem-solving skills, with the ability to assess information and support sound commercial decisions
• Excellent communication and interpersonal skills, with the ability to build effective relationships internally and externally
• Strong organisational skills and the ability to manage multiple priorities and deadlines in a fast-paced environment
• A collaborative mindset, cultural awareness, and the ability to work effectively within international and cross-functional teams
• Self-motivation, resilience, and a proactive approach to learning and professional development

Desirable

• Experience supporting corporate clients within a banking or financial services environment
• Knowledge of credit analysis, lending processes, KYC/AML requirements, or transaction execution activities
• Exposure to corporate banking products such as Trade Finance, Structured Finance, Debt Capital Markets, Treasury, or related areas
• Additional language skills and experience working within international or multicultural organisations would be advantageous

Competencies

Customer Focus
Driving Change
Driving Results
Embraces Diversity
Enterprise Leadership
Judgement and Decision Making
Risk Management
Strategic and Visionary
Trust and Integrity

What we offer

For all the expertise and experience you bring to help us make a difference, it's only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well-bring and work-life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport & Social Clubs and Diversity and Inclusion networks.

As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:

• Hybrid and flexible working
• Competitive paid leave days
• Benefits to support your physical wellbeing, including private medical insurance and life
• Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services
• Access a wide range of learning and development opportunities and career progression opportunities
• Ambitious remuneration package

So, if you like a challenge and want to continuously grow and develop in a role where you will be supported along the way by a dynamic and diverse team, apply today!

About SMBC

A trusted partner for the long term
United by a sense of purpose towards our customers - to be a trusted partner for the long-term - and our universal banking platform in EMEA, we deliver a full suite of corporate finance products and solutions to our customers, including corporate, structured and trade finance, leveraged finance, loan market and treasury products. We can also provide investment banking and advisory services and a range of innovative solutions in global capital markets.
Find out more about what we do and who we are at https://www.smbcgroup.com/emea/careers

Find out more

Sumitomo Mitsui Financial Group, Inc.